Reader’s Question: I want to get a life insurance policy as soon as I retire here in Miami, Florida, I don’t know what kind of life insurance I need, can you help me? Esther Miami, FL The best kind of life insurance that you need is one that fits your financial goals and requirement in [...]

Reader’s Question: Will I be able to buy life insurance in Florida if I am asthmatic? Abby Miami FL Yes you can still purchase a life insurance but it would be best to shop around before your buy. Some of the deciding factors of the insurance company whether they will consider your life insurance policy [...]

Reader’s Question:   What options do I have for life insurance coverage here in Miami, Florida if I am the type who smokes regularly?   Cindy   Miami, FL   You would still have about the same life insurance options there in Miami, Florida as would a non-smoker, the only real (and big) difference would [...]

Reader’s Question: Would Obesity affect how one pays for Life Insurance here in Miami, Florida? Romeo Miami, FL This is a very good question. And a very relevant one considering that there are over 120 million American’s today who are considered to be either overweight or obese. Obesity, or being excessively overweight, just like smoking [...]