Reader’s Question: I would like to know the disadvantages of getting group life insurance policy from my employer based in Miami Florida FL. Nelly Miami, FL One of the disadvantages of acquiring life insurance policy from your employer which you need to consider is that it’s difficult to obtain a customized policy that meets your [...]

Reader’s Question: No one might argue with me on the fact that education is vital to my children’s future. I think there can be no greater gift than for me to provide them than a solid education. But, I am correct if I’d say that life insurance would seem to assure them that opportunity? Elaine [...]

Reader’s Question: I think I have heard so much about life insurance from agents in local life insurance companies in Miami FL. I would just like to know the major types to simplify my choices, and may I know what these types are? Mitzi Miami, FL I guess too much spices will confuse one’s taste [...]

Reader’s Question: As a smoker, what life insurance options are available to me? I hope there are some options for smoker life insurance in Miami, Florida. Thanks to anyone out there in Miami who can help me. Garth Miami, FL Good day Garth, Glad to know you are from Miami too! Life insurance for smokers [...]

Reader’s Question: I have wanted to get a life insurance but I am so pressed by time and I do not like to waste my time with interviews and medical exam. Can I get something which does not require any physical or medical exam in Miami? Bethany Miami, FL It’s very good that you asked [...]

Reader’s Question: I have read a brochure for a health insurance policy here in Miami that says there’s “extra income” from it for those who purchase within the promo period. How can this be legally feasible? Anne Miami, FL   No way, Anne. You better stay away from any health insurance company in Miami that [...]