Reader’s Question: I’m deciding on the amount of term life insurance that I will get here in Miami, FL. What are the things that should be considered when making a decision on how much term life insurance coverage I should purchase? Payton Miami, FL Term life insurance calculator would be a helpful tool for you [...]

Reader’s Question: How do I get a cheaper life insurance in Miami Florida? John Miami, FL People all know that death is inevitable. Leaving your loved ones is also a very tragic event. As a breadwinner in the family, you are tasked to earn money for the future of your kids. Leaving them without anything [...]

Reader’s Question: How can I get my current life insurer to give me a more affordable life insurance premium or rate here in Miami, FL? Morrison Miami, FL Good question. First, you must understand what influences your life insurance premium and rates. Basically anything that could cause lifespan to shorten; dangerous activities you may participate [...]

Reader’s Question: How much is the right amount of life insurance coverage that I should buy? I will be speaking with some insurance agents here in Miami, Florida about a policy soon and I want to know what kind of policy I should look for. Thanks! Fleur Miami, FL The right amount of life insurance [...]

Reader’s Question: I want to get a life insurance policy as soon as I retire here in Miami, Florida, I don’t know what kind of life insurance I need, can you help me? Esther Miami, FL The best kind of life insurance that you need is one that fits your financial goals and requirement in [...]

Reader’s Question: Will I be able to buy life insurance in Florida if I am asthmatic? Abby Miami FL Yes you can still purchase a life insurance but it would be best to shop around before your buy. Some of the deciding factors of the insurance company whether they will consider your life insurance policy [...]

Reader’s Question: Would Obesity affect how one pays for Life Insurance here in Miami, Florida? Romeo Miami, FL This is a very good question. And a very relevant one considering that there are over 120 million American’s today who are considered to be either overweight or obese. Obesity, or being excessively overweight, just like smoking [...]

Reader’s Question: Hi I’m Jane. I have 2 questions for you. I would like to know what would happen if I missed any payment period with my life insurance? My friend is planning to purchase another life insurance aside from the one that she already has. Is that possible in Florida? Rey Miami FL Most [...]

Reader’s Question: What if I want to add or delete something after I’ve agreed to a life insurance package, will I already be charged by my insurer in Miami Florida? Angel Miami, FL Angel, I am happy to say that insurers in Miami Florida and in the country are not that ruthless! Perhaps you’ve heard [...]

Reader’s Question: Will life insurance be for me even if I don’t know a thing about stocks, government bonds and other investment ins and outs? Should I get one in Miami Florida FL? Riley Miami, FL Let me answer first your last question, Riley, if you don’t mind. Getting life insurance allows you to save [...]